Genesis of Utility Tokens

Thirteen years later although high tech flourished in the field beyond any expectation, the diversity of blockchain applications remains ridiculously limited. The utility of focusing solely on improving the transferability of tokens has long reached diminishing returns.

Born in January 2009 the crypto community has decisively prevailed against its naysayers by proving the virtues of blockchain tokens and technologies.

To achieve maximum value, state-of-the-art blockchain tokens should fuel and be fuelled by well-designed business plans with a clear purpose. In what must be one of the most considerable advancements in the crypto space, ApyDollar takes the whole industry standard to the next level by building on the existing values of transferability and staking

the

Values

01

02

Addressing the problems with staking, ApyDollar is built to have fully-fledged dividend value in the form of rewards sent to users in an economically sustainable way. The ApyDollar is backed by ApyApp, a profitable well-designed AI and blockchain business with a clear purpose and worthy products. The dividend value of our token flows directly from the long-term profits created by ApyApp.

Dividend value

Staking in crypto is the process of locking up tokens to obtain rewards. The classical staking process is far from bearing a true dividend value. Instead, it has multiple severe limitations, such as (ı) rewards issued in the original token; (ıı) increased supply in the original token; (ııı) very limited value creation; (ıv) a conflict of interest between stakers - aiming for as high transfer fees as possible - and the rest of the community; (v) sustainability issues.

03

ApyDollar is a blockchain token that will be listed on the largest centralised and decentralised crypto exchanges. People can speculate on the value of ApyDollar, just like with any other crypto coin.

Speculation value

All crypto tokens with adequate community support are listed and traded on crypto exchanges. Similar to companies that usually aspire to become publicly traded, tokens listed on crypto exchanges are considered successful. When this is the case, people can speculate on the future value of the crypto tokens relative to fiat currencies.

Circulation value

ApyStore is a network of futuristic autonomous checkoutless stores that accepts - and encourages! - ApyDollar as a means of payment. Without exchanging the tokens for fiat money, our community can buy cooked food, groceries, beauty products, pharmaceuticals, liquors, and more from us and from our partners. In the whole Apy ecosystem, ApyDollars have a guaranteed minimum redeemable value.

A token has circulation value if: (ı) it has the acceptability and trust to be used directly to pay for (real-world) goods and services, and (ıı) it can be easily and securely transferred between users. Although the main crypto projects understand the circulation value and aspire to have it, they only focus on part (ıı), i.e. transferability.

ApyDollar is the first cryptocurrency
in the world to hold the
following key triple economic value.

AI

ApyApp is the large scale business plan behind ApyDollar, with the mission of connecting blockchain technology and AI with reality. ApyApp leverages the latest trends in Machine Learning to build software for specific designs.

The ApyApp project which enables the circulation value of ApyDollar
is the ApyStore, a network
of checkout-less autonomous retail outlets. On the other hand,
the allotment (or dividend) rewards
of ApyDollar come directly from
the entire value created by ApyApp.

ApyApp Pty Ltd (ABN 57648712476, ACN 648712476) is a company incorporated under the laws of New South Wales, Australia, on March 16, 2021. It has headquarters at 66 Hunter St, Sydney NSW 2000 Australia.

with a Purpose Powering

ApyApp

We are on the look almost obsessisevly for the next big AI project, with purpose and high real world applicability. Accordingly,
our vision is feet on the ground, heads in the sky.

ApyDollar

Execution

ApyStore

It is no accident that ApyApp's first project is the ApyStore. Besides being an exceptional stand alone project, the ApyStore enables the circulation value for the ApyDollar and guarantees its minimal redeemable value in the physical world. Obviously, ApyDollars can be used in the ApyApp virtual ecosystem, as well.

ApyStore is network

ApyStores have no checkouts or cash on the premises, and virtually no operating expenses for 24/7 operations. Powered by an in-house Machine Learning model, our infrastructure recognises humans and user interactions within
a brick-and-mortar retail environment. Enabling self-assisted shopping, ApyStore brings the COVID-safe future of retail to consumers.

and early ecosystem adopters.

This project is a first-of-its-kind effort worldwide,

of solar-powered autonomous

retail outlets

for which we have received recognition

and commendation from the NSW government

Achievements

ApyApp obtained a memorandum of understanding for capital support for an additional $5M for scaling our operations.

By December 2021, we developed
and launched our mobile app and the
first version of our ApyStore AI model.

ApyApp received the maximum MVP grant from the NSW government.

We raised and invested over $575,000
between inception and the end of the first financial year (June 2021).

06/2021

ApyApp incorporated in Sydney NSW

We secured an R&D tax incentive of over $250,000 from the NSW government.

To scale our operations, we established a manufacturing facility in a massive industrial yard in South Granville, NSW.

01/2022

We secured an R&D tax incentive of over $2M from the NSW government.

04/2022

12/2021

10/2021

07/2021

04/2021

March, 2021

2021

11/2021

We raised and invested a further $5M+ in R&D alone by the end of 2021.

May, 2022

We have manufactured fully functioning autonomous stores,
showrooms, and smart shelf models.

ApyApp is well advanced to obtain an Australian Financial Services License.

Download

—22

Mr Artur Daylidonis,

The CEO and co-founder of ApyApp

The interaction model between ApyDollar and ApyStore is straightforward. Starting with the circulation value, ApyApp users can purchase paying with ApyDollars in ApyStores, where ApyApp guarantees a minimal redeemable value (MRV) for the ApyDollar.

However, when the market value is above MRV, the current market value is used to the user's benefit. Every time an ApyApp user spends Australian Dollars in ApyStores, 1% of the total AUD sale value paid gets back to the user in the form of ApyDollars rewards (loyalty gis), computed at the current market price. We may from time to time choose to increase the reward ratio above the base rate of 1%. We note that the ApyDollars purchased by ApyApp to reward users come from the open market.

Thus, the ApyApp ecosystem generally creates buying pressure on the ApyDollar.

Switching gears to the dividend value, a further 1% (we may choose to oer a higher percentage value during special promotions) of the total AUD amount spent goes to the allotment pool. People who lock ApyDollars for rewards, called stakers, share this allotment pool proportionately.

The reason behind the “dividend value” terminology is now apparent: ApyApp shares a part of it profit to ApyDollar stakers. Accordingly, increased levels of ApyStore sales correspond with increased dividends for the community. The reader should note that the “dividend value” need not be paid (entirely) in ApyDollars: the cryptocurrency that secures ApyDollar transactions on the blockchain could be used instead.

The whole process makes ApyDollar an anti-inflation asset with high sustainability.

How does

ApyDollar is fueled by and is fuelling both the

* ApyStore
may be operated
by a third party.

$3 converted
to ApyDollars, say 300 ApyD.

100 ApyD added
to the ApyStore wallet *

100 ApyD added
to the stakers’ pool

100 ApyD added to the user’s wallet

Buying pressure on exchanges

ApyApp
receives $15

User makes $100 purchase in ApyStore

ApyStore receives * $85

it work

deployment of the ApyStore project and the

ApyApp business.

ApyApp will always aim to hold at any given

Thus, to pay the dividend value to stakers,

15% Unlocked

70% Locked

15% Ecosystem Bank

Number of coins:
25 billion ApyD

Guaranteed MRV*:
AUD $0.01

Initial listing price:
AUD $0.01

Public Sale:
AUD $0.01

Tokenomics

Minimum redeemable value in the Apy Ecosystem

time an indicative amount of at least

regarded as super locked

15% of ApyDollars, so 15% of tokens can be

ApyApp will create buying pressure on the

ApyDollar

Tokenomics

*

1%

1%

5%

5%

8%

10%

11%

12%

12%

15%

20%

ApyApp Ecosystem

Team

Private Sale

Treasury

Liquidity

Partners & Advisors

Marketing & Creators

Venture Capital
& Private Pools

Reserve
(Other Strategy)

Airdrop

Public Sale

20%

Team

20%

**

Locked ApyDollars are released one year after the listing date every three months following a 5% / 10% alternating release mechanism.

15%

ApyApp Ecosystem

15%

***

Superlocked ApyDollars used for everyday rewards, continuously replenished by ApyApp via purchases on exchanges.

Locked ApyDollars are released 6 months after the listing date every three months following a 5% / 10% alternating release mechanism.

**

12%

Private Sale

12%

12%

Treasury

5%

*

Unlocked ApyDollars are available no more than 24 hours after the listing on the first cryptocurrency exchange.

7%

**

Locked ApyDollars are released 6 months after the listing date every three months following a 5% / 10% alternating release mechanism.

11%

Liquidity

4%

*

Unlocked ApyDollars are available no more than 24 hours after the listing on the first cryptocurrency exchange.